MKO Investments is a holding company specialising in strategic consulting for payment systems, data security, and applied research in cryptography — with EU-funded projects.
MKO Investments is a SASU founded in 2019 in Paris, operating at the crossroads of fintech, cybersecurity and applied scientific research.
Our approach combines deep operational expertise — gained through offering services in card issuance and payment systems across the world — with fundamental and applied research led by our PhD staff members, officially recognised by the French State.
We collaborate with universities, European industrial partners and regulators to anticipate the technological disruptions shaping the future of finance, particularly the quantum threat to current cryptographic infrastructures.
The JEI (Jeune Entreprise Innovante) status, awarded by the French Public Finance Authority, certifies the scientific and innovative nature of our work.
We support banks, fintechs and insurers with strategic challenges in payments and security.
Expert consulting on Visa and Mastercard ecosystems — issuance, personalisation, tokenisation and omnichannel distribution.
Security architecture and auditing, applied cryptography, compliance and protection of payment infrastructures.
Guidance for transitioning to quantum-resistant protocols — strategy, assessment and implementation.
Technical and strategic analysis for acquisitions, partnerships and evaluations of fintech companies and payment solutions.
MKO Investments conducts R&D in quantum-resistant cryptography, in partnership with universities and European institutions.
Our work focuses on adapting PQC protocols to the constraints of embedded systems and low-latency payment infrastructures — a critical challenge for tomorrow's fintech.
MKO Investments brings together two fintech companies covering card personalisation and insurance payment solutions.
Omnichannel payment card personalisation — from mass production centres to instant issuance in branches, self-service kiosks and mobile.
Visa card issuer for insurers — enabling online claim payments without clients having to advance their own funds.
Looking for expert consulting in payments, security or post-quantum cryptography? Let's talk.
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